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William J. D’Annunzio, BYL Risk Management, LLC

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Executive Vice President General Counsel BYL Risk Management, LLC Work 301 Lacey Street West Chester, Pennsylvania 19382 USA Work Phone: (610) 840-8110

I am Executive Vice President, General Counsel for the BYL Companies. The BYL Companies include Enterprise Recovery, LLC,  a National Commercial Accounts Receivables and Collection Company; BYL Collection Services, LLC, a National Consumer Collection Company, Virtual Accounts Receivables, LLC a National Medical and Health Care Accounts Receivables Company and Verifirst Background Screening, LLC a National Background Screening Company.

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301 Lacey Street West Chester, Pennsylvania 19382 USA