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New Jersey Senate Passes Bill Allowing ID Theft Victims to Stop Debt Collectors

Sharon Edmondson, Washington Legislative Team Member | October 13, 2015

Victims of identity theft in New Jersey would be able to stave off bill collectors by sending them written notice under legislation (S 1344) that unanimously passed.

Under the bill, debt collectors would be required to suspend collection on the debts of an identity theft victim if the individual notified the collector in writing within 45 days of the initial contact that he/she had been a victim of identify theft.

Once proper written notification is received, the bill collector would need to cease collection activities until a review of the debt is completed. New York, California and Utah have passed similar legislation that allows an identity theft victim to document the crime with police and show how it relates to the debt being collected.

You can download NJ S1344 and more on the NJ State Legislature website, here.

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